FCA-Regulated Fintechs

Compliance infrastructure built for
FCA-authorised businesses.

Consumer Duty, AML, and KYC compliance embedded into every workflow — purpose-built for payment companies, challenger banks, and specialist lenders.

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What FCA authorisation demands — operationally.

The FCA's expectations are not just regulatory — they are operational. Consumer Duty, SYSC, and AML requirements need systems that work end-to-end, not manual processes held together with spreadsheets.

Consumer Duty Operationalisation

The FCA requires firms to demonstrate good consumer outcomes across the product lifecycle. Translating this principle into consistent operational processes — and being able to evidence it — is where most fintechs struggle.

KYC & AML at Scale

Customer due diligence, enhanced due diligence, and ongoing monitoring must be applied consistently across every customer relationship. Manual processes don't scale and create both regulatory and commercial risk.

Regulatory Horizon Management

FCA policy statements, consultation papers, and supervisory communications require continuous monitoring. Missing an obligation — or implementing it late — can trigger enforcement action.

Compliance that runs in your systems, not alongside them.

Clarevo is built by a team with deep FCA regulatory knowledge. Every workflow is designed to produce the audit evidence the FCA expects — automatically, not retrospectively.

01

Consumer Duty Workflow Engine

Clarevo maps your product and customer journeys against FCA Consumer Duty requirements and automates the evidence generation at each stage. Outcome monitoring, fair value assessments, and customer communications are embedded into your existing processes.

02

Automated KYC & AML Processing

From initial customer onboarding through ongoing screening and transaction monitoring, Clarevo orchestrates KYC and AML checks with configurable risk thresholds — and generates the CDD records required for FCA and HMRC audit purposes.

03

Regulatory Change Management

Clarevo monitors FCA publications and maps incoming regulatory changes to your existing process architecture — surfacing implementation gaps before they become enforcement risks.

04

Board & MLRO Reporting

Automated compliance dashboards, MLRO reporting packs, and Board-ready risk summaries are generated from live operational data. Demonstrating regulatory compliance to the FCA is no longer a manual exercise before every visit.

What FCA-regulated fintechs gain with Clarevo.

Audit-ready
CDD and AML records generated automatically at every stage of the customer lifecycle
Real-time
Consumer Duty outcome monitoring with live dashboards updated from operational data
Proactive
Regulatory change tracking that surfaces FCA implementation gaps before they become enforcement risks

Built for what the FCA actually requires.

Talk to us about your authorisation scope, your current compliance infrastructure, and where your gaps are.

Request early access Book a discovery call